Yin Yang Data Report

All about John Grisham the novelist.  Famous for his novels based on legal drama, John Grisham is a best selling author.  Here is a list of books with a brief summary from the author.

The Appeal by John Grisham (2008)
Billionaries Carl Trudeau, upset over a shocking verdict against his chemical company by a Mississippi jury and convinced that the Supreme Court will not be friendly to his appeal, decides to take the less expensive route of purchasing a seat on the court by recruiting, financing, manipulating, marketing, and modking an unsuspecting young candidate.
LCCN 200744905
ISBN 9780385515047 / 0385515049

Bleachers by John Grisham (2003)
When his old coach dies, high school football star Neely Crenshaw returns to his hometown after fifteen years, reunites with his former teammates, and struggles to resolve his mixed feelings about the man.
LCCN 200355534
ISBN 0385511612

The Brethern by John Grisham (2000)
A group of former judges who are serving time at a minimum security prison put together a mail scam that is earning them a large amount of money, but when they attempt to scam a powerful political official, they find their operation, and their lives, in danger.
ISBN 0385497466

The Broker by John Grisham (2005)
One-time Washington power broker Joel Backman who may have acquired secrets to a sophisticated satellite surveillance system is pardoned by the outgoing President under orders from the CIA and is given a new identity in Italy; however, the CIA then reveals his whereabouts to the Israelis, Russinans, chinese, and the Saudis in hopes that someone will assassinate him.
LCCN 200463530
ISBN 0385510454

The Chamber by John Grisham (1994)
In Mississippi in 1967 Klan member, Sam Cayhall is accused of bombing Marvin Kramer’s law offices killing his two sons.  In 1990 just weeks before his execution, a young lawyer asks to work on his case.
LCCN 9411764
ISBN 0385424728

The Client by John Grisham (1993)
Eleven-year-old Mark Sway witnesses the bizarre suicide of a New Orleans attorney and is left with a deadly secret concerning a recent urder of a Louisiana Senator.
LCCN 9239079
ISBN 038542471x

The Firm by John Grisham (1991)
Havard law graduate finds that the tax firm he’s employed by is not what it seems when the FBI appraches him to become an informate.
LCCN 903945
ISBN 0385416342

The Innocent Man, Murder and Injustice in a Small Town by John Grisham (2006)
Presents a comprehensive study of the controversial murder trial involving baseball player Ron Williamson.
LCCN 200648468
ISBN 0385517238

The King of Torts by John Grisham (2003)
Clay Carter, a young Washington, D.C. public defender wishing for a better career, is seduced by the lure of big money — and thrown into the midst of a dangerous conspiracy — when he is offered a position egotiating settlements for powerful drug companies.
ISBN 0385508042

The Last Juror by John Grisham (2004)
In 1970s Clanton, Mississippi, college dropout Willie Traynor turns a failed small-town paper into a success coving a local rape and murder case and finds his life coming full circle when the man convicted of that crime is paroled nine eas after receiving a life sentence and jury members from the trial begin turning up dead.
ISBN 0385510438

A Painted House, a novel by John Grisham (2001)
Seven-year-old Arkansas farm boy Luke Chandler loses his innocence over the course of a contentious and strenuous cotton harvest in 1952, during which time Luke’s family hires several Mexicans and an Ozark family and Luke begins keeping dangerous secrets.
LCCN 2001266464
ISBN 038550120x

The Partner by John Grisham (1997)
Patrick Lanigan, a young law partner who faked his death and fled the country with millions of dollars stolen from his law firm, is found in Brazil after a four-year chase, but investigators are about to learn that the hunt is really just beginning.
LCCN 9654702
ISBN 0385472951

The Pelican Brief by John Grisham (1992)
A bright young law student and an investigative reporter go underground when trying to expose a couver-up about the killings of two Surpreme Court Justices.
LCCN 9133235
ISBN 0385421982

Playing for Pizza by John Grisham (2007)
After losing an important game for his team, NFL back up quarterback Rick Dockery is fired, but his agent finds him an opportunity to play for the Panthers of Parma, and even though he has never been to Europe, he moves to Italy hoping for a second chance.
LCCN 200727656
ISBN 0385525001

The Rainmaker by John Grisham (1995)
For a class assignment, law student Rudy Baylor is required to provide free legal advice to a group of senior citizens. He stumbles onto one of the largest cases of insurance fraud ever seen.
LCCN 952291
ISBN 0385424736

The Runaway Jury by John Grisham (1996)
The big four in the tobacco industry think they have all their bases covered in an upcoming trial in which a widow is suing for the smoking-related death of her husband, but hey did not count on an inside operator who has a personal grudge and a sure-fie plan to bring them down.
LCCN 9613872
ISBN 0385472943

Skipping Christmas by John Grisham (2001)
Luther and Nora Krank decide to opt out of Christmas, choosing instead to set sail on a Caribbean cruise on December 25, but they learn there are consequences to pay for trying to ignore the holiday frenzy.
LCCN 2001277586
ISBN 0385505833

The Street Lawyer by John Grisham (1998)
Young lawyer Michael Brock’s investigation into the motives of a homelsess gunman who was killed by police after taking Brock and eight of his fellow attorneys hostage, leads him to the discovery of a dirty little secret that changes the course of his life and career.
ISBN 0385490992

The Summons by John Grisham (2002)
Law professor Ray Atlee and his troublesome younger brother Forrrest are called home to Clanton, Mississippi by their dying father, Judge Atlee, but when the judge dies before the meeting can take place, Ray is left to untangle an old family secret.
LCCN 200158185
ISBN 0385503822

The Testament by John Grisham (1999)
When Rachel Lane learns that she has inherited eleven billion dollars from her biogrical father, she wants nothing to do with the money, or her father’s other children who insist that hey be given the money they feel they deserve, even though the will states they are to get nothing.
ISBN 0385493800

A Time to Kill by John Grisham (1989)
In Clanton, Mississippi, the life of a ten-year-old girl is shattered by two drunken and remorseless young men.  The mostly whit town reacts with shock and horror at the inhumane crime until her African-american father acquires an assault rifle and takes justice into his own hands.
LCCN 895760
ISBN 0922066035

Barack Obama by Sherri and Mark Devaney (2007)
Examines the life and career of Barack Obama, an Illinois Senator and rising star in the Democractic Party, discussing his parents, the experiences that influenced his outlook on life, his education and work as a community orgainzer and lawyer, his entry into politics, and his views on several political issues.
LCCN 2006021945 ISBN 9781590189375 / 159018937x

Obama, From Promise to Power by David Mendell (2007)
Examines the life and career of barack Obama, discussing his family, education, personal views, marriage, and achievements in politics.
ISBN 9780060858209 / 0060858206

Hopes and Dreams, the story of Barack Obama by Steve Dougherty (2007)
A biography of U.S Senator Barack Obama that chronicles his childhood and lineage, education, marriage and family, and political career.
ISBN 9781579127565 / 1579127568

Political Profiles, Barack Obama by Kerrily Sapet (2008)
Profiles the life and achievements of Barack Obama, discussing his childhood, family, education, influences, work with public housing in Chicago, visit to Kenya, marriage, and political career.
LCCN 200718657 ISBN 9781599350455 / 1599350459

Barack Obama by Stephen Feinstein (2008)
A simple biography of Barack Obama, a U.S. Sentor form Illinois, discussing his childhood, ethnic bacground, family, and career in politics.
LCCN 200736363  ISBN 9780766028937 / 0766028933

Barack Obama, an American Story by Roberta Edwards (2008)
Profiles the life of Barack Obama, discussing his parents, childhood, education, work in Chicago, keynote speech at the 2004 Democratic Convention, election to the U.S. Senate, and aspirations to become the first African-American president of the United States.
LCCN 200716553 ISBN 978048447995 / 0448447991

Barack Obama in His Own Words by Barack Obama (2007)
Contains quotations from Barack Obama, the U.S. Sentaor from illinois running for the presidency in 2008, in which he shares his views on ninety-five topics, including abortion, AIDS, the current state of politics, gay marriage, global warming, immigration policy, nuclear weapons, the war on terror, and other topics.
ISBN 9780786720576 / 0786720573

Barack Obama, the New Face of American Politics by Martin Dupuis (2008)
Examines the rise of deomcrate Barack Obama in American politics, discusiing his campaigns for the illinois and U.S. Senates, his accomplishments in those offices, and his run for president in 2008, and looking at his political style, his policy recommendations, and the impact of his race on American politics and society.
LCCN 200729124 ISBN 9780275991609 / 0275991601

Barack Obama, the Politics of Hope by William Michael Davis (2008)
Tells the life story of Senator Barack Obama, describing his youth in hawaii and Indonesia, family bacground , start in politics, political beliefs, and impact on the Democratic Party.  Includes The speech, Roots of a Kenyan Kansan, Growing up black and white in Hawaii College years, Community organizer, Havard law, Putting down roots, Legislative lessons, Mr. Obama goes to Washington, We’ve got to create a better politics.
LCCN 20724697 ISBN 9781595560247 / 1595560246

Barack Obama, this Improbable Quest by John K. Wilson (2008)
Describes the positions, political style and religious faith of Democratic Sentor Barack Obama, and idscusses the arguments of his critics and values of his supporters.
LCCN 200741090 ISBN 9781594514760

Barack Obama, We Are One People by Michael A Schuman (2008)
Explores the life of Barack Obama, U.S. Sentaor from Illinois, discussing his work as a coummunity organizer, lawyer, and politician.
LCCN 200722366 ISBN 9780766028913 / 0766028917

Barack Obama, Working to Make a Difference by Marlene Tag Brill (2006)
A short biography of U.s. Senator from Illinois, Barack obama describing his childhood, American and Farican heritage, education, and rise in state and national politics.
LCCN 200516298 ISBN 9780822534174

Is your bank in trouble? The answer to that question could be yes or no, but the real question is “How Safe is Your Money”!  Regardless of your bank’s current earnings report there is a way to protect your money.  The Federal Deposit Insurance Corp, better known as the FDIC was set up to protect your money.  At least $100,000 is protected under FDIC regulations.

The FDIC is separate from your banking institution.  From my understanding the FDIC protects the first $100,000 of your deposit.  I personally do not let any of my accounts (at one bank) reach the $100,000 FDIC amount.

For more information about the Federal Deposit Insurance Corp (FDIC) go to http://www.fdic.gov/index.html

When you hear “Savings Plan” many of us think of a diet, and we all know how hard it is to stay on a diet.  However, creating an automatic savings plan can be very easy.  In four easy steps you can be on your way to the best savings plan ever.  This is a guaranteed way of saving money no matter how much you make.

Four Easy Steps to the Best Savings Plan Around

Personal Savings Plan Step 1

Experts recommend saving at least 6 month worth of your current bills/expenses.  Add up all your bills and expenses for the month and times the total by six.  Use CashTrackerPro Access add-on to help you add up your expenses (It’s Free).   

$1000 (current monthly bills and expenses)
x 6 (recommended reserved or emergency cash)
$6000 

Personal Savings Plan Step 2

Open a checking account or use your existing checking account.  Put 1 month worth of your emergency cash into the checking account.  From the example above that would be $1000.

Personal Savings Plan Step 3

Open a savings account or use your existing savings account.  Put 1 month worth of your emergency cash into the saving account.  From the example above that would be $1000.  At the end of every month, calculate 15% of the total deposits menus the total withdrawals in your checking account and transfer the total into this savings account.

Automatic Savings Plan - Deposited $1100 - Expenses $1000 = $100 times .15% = $15.00

Personal Savings Plan Step 4

Open a money market account or use your existing money market account. Put 4 months worth of your emergency cash into the money market account.  From the example above that would be $4000.  At the end of every month, calculate 15% of the total deposits menus the total withdrawals (included the 15% we transferred to the saving account) in your checking account and transfer the total into this money market account.

Automatic Savings Plan - Deposited $1100 - Expenses $1000 - Saving Account transfer $15.00 = $85 times .15% = $12.75

Most money market account have withdrawal restriction, but pay a higher interest rate.  If you feel comfortable with putting your emergency cash in a money market account you will earn more interest, but you will be limited to how many checks you will be able to write.

Automatic Savings Plan - As you can see $27.75 has been transfer to various accounts, and $72.25 will remain in your checking account.  At the end of the year transfer all but your beginning balance from your checking account to the highest interest rate account.  Using the savings plan calculator at the end of the year your checking account balance will be $1867.00.  Therefore $867 should be transferred to your money market account.

Take a look at your account balances over a period of three months, based on the following monthly totals:
Monthly Savings Deposit of $1100
Monthly Expenses of $1000 (leaving $100)
Saving Account Interest of 2.96% (ING Saving Account Interest Rate as of 7/3/08)
Money Market Account Interest of 3.35% (Ing Orange Electric Account Interest Rate as of 7/3/08)

Use the Savings Plan Calculator below to tailor your Personal Savings Plan

Beginning Balances:
Checking Account $1000.00, Saving Account $1000.00, Money Market Account $4000.00

    Checking    Saving       Money Market
1  $1072.25   $1017.50   $4023.95
2  $1144.50   $1032.55   $4036.77
3  $1216.75   $1047.58   $4049.55

You can download the Cashtrackerpro Excel Spreadsheet to create your own personal savings plan (FREE CashtrackerPro Excel Spreadsheet).  Also use the CashTrackerPro Access add-on to calculate your monthly expenses (FREE CashTrackerPro Access Add-on).

Be prepared to fight for your life!  Here are some very basic self defense products and techniques for women.  Let’s revisit some things you should already know to protect yourself — Don’t walk down dark alleyways, Always look in the backseat of your car before entering, Run if you can get to help, Scream to draw attention, and most importantly, Listen to your inner voice to avoid risky situations.

Pepper Spray / Mace / Tear Gas Video

Did you know your body is a weapon!

When you think of your body as a weapon my first thought is a kick to the “you know what” (groin), but here’s how other parts of our body can be used to protect ourselves.  Biting with the teeth can be very painful, however with diseases running rampant, do this when all else fails.  Scratching with your finger nails is a great way to inflict pain.  Although some women can not throw a punch to knot a person out (TKO), a quick elbow to the face or mid-section always works.  Kicking and kneeing is also a way to bring an attacker to there knees.

Product geared to protecting yourself:

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  •  
    • Pepper spray - Also know as tear gas or mace, is used to affect your attackers vision, giving you a chance to escape.
    • Keys - Use keys with a punch to the eyes.
    • Cell Phone - Dial 911 even if you can’t talk.

Please feel free to add other useful tips to help women protect themselves!

Back in March 2008, Google purchased DoubleClick Performics.  From that acquisition, Google has decided to discontinue Google’s AdSense Referral Program and offer a service call Google Affiliate Network.  Google’s Affiliate Network is an integration of Google AdSense Referral and DoubleClick Performics.  AdSense Referral Program will be phrase out by the last week of August.

Here’s What the New “Google Affiliate Network” Plans to Offer :

• Industry-leading advertiser and publisher service
• Rigorous network quality standards
• Reliable conversion tracking
• Detailed reporting
• Automated payments to publishers
• Simple link and creative delivery tools
• Flexible commissions
• Access to top brands on the web

If you do not remove the AdSense Referral code from your sites, as of the last week in August, no ad will be displayed.  I received an email notification and have already begun removing the AdSense Referral code.  It appears you will have to sign-up for the new Google Affiliate Network, that’s my next step.

Every dollar counts!  With Cashtrackerpro you can track your cash purchases for free.  Run monthly or yearly reports to see just where all your dollars are going.

Cashtrackerpro can help you keep to your budget and itemize cash purchases at tax time.   The software is very user-friendly and FREE.  All you need to get start is MS Access.

If at the end of the month you ask yourself “What did I buy?” Cashtrackerpro has the answer.  Keeping to a budget is no longer a luxury, if it ever was!  Try Cashtrackerpro today.

On July 11 the iPhone 3G will be available.  The word on the street is that buyers will be required to activate the iPhone 3G before leaving the store.  The reason for this requirement stems from the previous launch of the iPhone.  Apparently, some people who purchased the iPhone didn’t activate the phone with AT&T but unlocked the iPhone and used it on other networks.

In the effort of reducing long lines, AT&T is reported to make avaliable an online plan agreement, which buyers will be able to complete before arriving at the store.  The other alternative that is being discussed, is  allowing buyers to sign the 2-year agreement at the store and then go home to pick their new plan online.

The iPhone 3G promises to be twice as fast for half the price, which starts at $199.  Here are some of the new features on the iPhone 3G:

• 3G Speed which will allow users to surf the web over the fast 3G cell network
• App Store provide browsers with innovative applications
• Maps with GPS finds, get and tracks your location along your route
• Microsoft Exchange (iPhone in Enterprise) provides email, calendar, and contact with the ActiveSync

Are you going to buy the iPhone 3G?

The first descriptive line about your article or post is your title.  Your title is also the way search engines like Yahoo and Google display your content.  Therefore choosing a good title is very important.

Good titles will attract visitors to click.  When relying on search engines for traffic — your title should correspond with what you think people will type in the search bar.  Of course some people will click the first index site, but others will scroll the first page.  So if your title is on the first page of Google, you should have good traffic (especially if it’s a high searched keyword/key phrase).

Rules for Good Titles

• Good descriptive keywords in your title
• Limited your title to 60 characters or less
• Eliminate unnecessary words from your title
• Do not use all caps in your title

Also See
77 Best SEO Practices - Keyword Edition
SEO Bible - The Best SEO Practices

Guest Post by Jeff Frese of Freshmanfund.com

Don’t save for college if you are carrying sizable credit card debt. Even if you had the best interest rate from your credit card company chances are that rate is higher than the assumed 7% return you will earn over time investing in a 529 college savings plan. The average credit card interest rate is about 13%. If you are paying 13% interest on your credit card debt and earning 7% interest on your college savings you are actually losing money. You need to get rid of the credit card debt before you can save.

There are some great and free resources out there to help you get out of debt and start creating wealth. There are several reputable personal finance blogs some of which have banded together into personal finance networks. Check out the writers and articles on the Money Blog Network. A great freemium resource is Dave Ramsey’s website. There are many free articles and resources on the site where you can learn from Dave’s mistakes on how to beat debt and build wealth. If you would like to learn more from him you can buy his book, his tapes or see him in live and in person. Dave’s 30 day challenge for a total money makeover is worth the investment.

Motley Fool also has some good and free information. Here is a 60 guide to getting out of debt. It’s a bit simplistic but it’s a start. Then there are the books. Rich Dad Poor Dad, The Millionaire Mind, The Four Hour Work Week and one thousand other books but these are a good start.

I started this post with the intention of only writing about getting out of credit card debt before saving for college because in the end the high credit card interest rates will earn you a net loss on the moderate returns your 529 college savings plan will yield. It occurred to me halfway through the post that it still makes sense to open a 529 college savings account because you can use my company, Freshman Fund, to invite friends and family to give the gift of college savings instead of the usual junk like more clothes from The Gap or plastic toys from China. Honestly I didn’t start this article to crowbar in a plug but it makes sense, you are still going to have gifting events like birthdays for your kids so it makes sense to shift some gifts into the college fund while you get out of debt.