As long as people have had money, they have had trouble saving it and keeping track of it. Back in the day the only way to track your money was to get a piece of paper & pencil and write it all down. Now that we have computers you can automate the budgeting process — Budgeting 101. However, if you are not using a web based program you are just exchanging the paper & pencil for the computer and are still not getting the full benefits.

Web Base Budgeting

Now there are web base services that promises to make the budgeting process easier and automatic. Many of these services are FREE. Get services like — Making a budget, Manage your spending, get out from under your debt, Boost savings, Start a savings plan, and Get a free credit report. There are several sites to chose from like Geezeo, Thrive, and Mint.

You don’t have to buy software, you just go to one of the above sites and sign-up. You will have to input information like your spending, account balances, your goal etc. From that point forward the service will track where you are spending your money and compares your spending to your budget. If you go over a balance, the service will send you an email. Some sites have community chats, where you can link up with others and exchange ideas.

Many of these budgeting services don’t charge you because they have ads on there sites. The bottom line is that using a web based service can help your stick to a budget and maybe saving some money.

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Other Resources

• Money 101 In A Bad Economy Essential Money Tips
• Save $1,000 Dollars In A Snap For The New Year