Most of us want to save more but find it easier said then done, but there might be simple ways to save right in front of you.  Three simple ways to save a thousand dollars in a snap — try it, for the New Year.

For example, when was the last time you called your cellphone provider to see how many minutes you’re using every month verses how many minutes you’re paying for.  According to a recent study by Yankee Group, the average cellphone user pays for about 800 minutes per month — but only uses less than 500 minutes.  Switching to a cheaper plan can easily save you $15 to $20 per month.  That’s $200 per year and if you are on your cell phone all day — to you really need a landline too?  If your landline is gathering dust, lose it  and receive an extra $25 per month.  That’s $300 per year.

(Total Phone Saving for the year can be $500)

According to the International Health Racket and Sport Association, the average US gym membership runs around $35 per month.  That’s $400 per year.  Stay in shape without that added on expense with outdoor jogging or workout videos — and when you do relax do you really need premium movie channels?  Most are movies you have already seen or never wanted to see!  An easy way to save $25 per month — that’s $300 per year is to cancel the premium movie channels.

So, for this New Year commit yourself to save a grand ($1,000).  Did you know $100 per month saved at 10% interest can turn into $75,000 (Wow)!

Little Known Fact About the $1,000 Dollar Bill

There is a $1,000 dollar bill, which was printed back in 1928.  The $1,000 dollar bill features President Grover Cleveland and is now a collector’s item since bills over $100 were discontinued in 1946.

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Other Resources

• Web Based Budgeting 101 Saving Money Online