Imagine a consumer is viewing your site on a mobile device.  Is your site ready for mobile viewing?  Google wants to help businesses go mobile with the launch of its new HowToGoMo resource.  With HowToGoMo you will see how your customers use mobile apps, what customers want from a mobile site, learn what are the 10 best practices for employing mobile applications, and get a customized report on your site mobile performance.

If your site wasn’t designed for mobile use then it probably doesn’t look good on mobile devices.  Your site is possibility to hard to navigate on a mobile device.  Google has resources on the new HowToGoMo site to help your website look good on a home computer, tablet, or phone.  If you need help, HowToGoMo has mobile site developers that you can hire.

Once you’ve made a mobile friendly site watch your conversions increase.  Remember more clicks, more customers equal more revenue.

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Prospecting for clients is building an online presence that wins customers. In today’s economy, competition is climbing in almost every market sector.  At the same time cash strapped consumers are carefully watching their wallets. Consumers are spending less but expecting greater value. To successfully compete for business today it’s essential to make your website a selling tool.

Websites For Small Businesses

The vast majority of Americans research a product or service before they actually make a purchase. Even if you don’t make any sales from your website chances are the consumer in your traditional store has visited your website.

Your website is where your clients or customers found your location, the price of the product or service etc. An effective website has crisp web content that engages the consumer. Your website content should focus on what the client will get if they make a purchase. Your small business website should also have a clear design with easy navigation. Your small business website should be creating a positive visitor experience.

Effective Website

Creating a positive visitor experience could be as easy as adding a message board, connect your blog to the website, or adding some other type of interactive tool. Interactive tools help consumers share their experiences with other potential customers. Other features that add value to a small business websites are videos. Videos help with return visits to your site.

Consumers want to buy from businesses they know and trust. Therefore, it’s important that your small business website conveys that feeling. To convey trust you should include bios, testimony, reviews, and other types of feedback. You can also include how your small business is connected to the community.

Prospecting For Clients

Remember, prospect customers are comparing your products and services to your competitors. Keeping your small business website up-to-date is important and will give you the edge over the competition.

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5 Hot Careers To Start In This Kind Of Economy

See More Hot Careers Here

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Want to know what’s the secret recipe is for turning a hobby into a business? Here are some tips on how to turn your hobby into a real business.

Tips On How To Turn Your Hobby Into A Real Business

How To Turn Your Hobby Into A Real Business Step 1 – Check your competition. If there is competition that’s good. Competition means there is a market.

How To Turn Your Hobby Into A Real Business Step 2 – Test your Hobby (product or service) on family and friends.

Turning A Hobby Into A Real Business (Part 1 Video)

How To Turn Your Hobby Into A Real Business Step 3 – Get the facts. Use resources like the SBA, Score, and the library.

Turning A Hobby Into A Real Business (Part 2 Video)

Some Hobbies can be done a home. Many people are turning home hobbies into real business and making enough money to leave their day-jobs.

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What’s hot for 2010 is the question, and the answer is …. (Check out the list below to see the hot new trends for 2010).

Media Predicts: 2010 – What’s Hot / What’s Not (Video)

Special Predictions for 2010 made by:
Robert Scoble, Fast Company
Jon Swartz, USA Today
Jim Goldman, CNBC
Rob Hof, Business Week
Victoria Murphy Barrett, Forbes
Don Clark, Wall Street Journal
Elise Ackerman, The Mercury News
Mark Vevrka, Barons
Richard Waters, Financial Times
John Markoff, New York Times
Matt Marshall, VentureBeat
Om Malik, GigaOM
Steven Levy, Wired
Connie Guglielmo, Bloomberg News
Ben Worthen, Wall Street Journal
Brad Stone, New York Times
Byron Acohido, USA Today

Hot Trends for 2010

Apple tablet (read more)
Amazon
Merging companies
Netflix
The Return of AOL
Bye Bye Twitter

These are some of the Media Predicts for 2010. Do you think there will be no more twitter? Will Apple Tablet be worth the hype? What we Amazon do that will be so great? Will Netflix replace cable TV? AOL returning to do what?

If you have the answer to some of the above questions, please feel free to comment!

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All across America, even today, millions of Americans are hard at work. They’re running the mom and pop stores and neighborhood restaurants we know and love. They’re building tiny startups with bid ideas that could revolutionize an industry, maybe even transform our economy. They are the more than half of all Americans who work at a small business, or own a small business. And they embody the spirit of possibility, the relentless work ethic, and the hope for something better that’s at the heart of the American Dream.

They also represent a segment of our economy that has been hard hit by this recession. Over the past couple of years, small businesses have lost hundreds of thousands of jobs. Many have struggled to get the loans they need to finance their inventories and make payroll. Many entrepreneurs can’t get financing to start a small business in the first place. And many more are discouraged from even trying because of the crushing costs of health care — costs that have forced too many small businesses to cut benefits, shed jobs, or shut their doors for good.

Small Businesses have always been the engine of our economy, creating 65% of all new jobs over the past decade and a half, and they must be at the forefront of our recovery. That’s why the Recovery Act was designed to help small businesses expand and create jobs. It’s provided $5 billion worth of tax relief, as well as temporarily reducing or eliminating fees on SBA loans and guaranteeing some of these loans up to 90%, which has supported nearly $13 billion in new lending to more than 33,000 businesses.

In addition, our health reform plan will allow small businesses to buy insurance for their employees through an insurance exchange, which many offer better coverage at lower costs; and we’ll provide tax credits for those that choose to do so. This past week, President Obama called on Congress to increase the maximum size of various SBA Loans, so that more small business owners can set up shop and grow their operations. President Obama has also announced that the federal government will be taking additional steps through the Financial Stability plan to make more credit available to the small local and community banks that so many small businesses depend on. The banks who know their borrowers, who gave them their first loan and watched them grow.

The goal here is to get credit where it’s needed the most. Businesses that support families, sustain communities, and create the jobs that power our economy are the businesses that need the credit the most. That’s why President Obama has enacted the Financial Stability plan in the first place, back when many of our largest banks were on the verge of collapse; our credit markets were frozen; and it was nearly impossible for ordinary people to get loans to buy a car or home or pay for college. The idea was to jumpstart lending and keep our economy from spiraling into a depression.

Fortunately, it worked. Thanks to the American Tax payers, we have now achieved the stability we need to get our economy moving forward again. But while credit may be more available for large businesses, too many small business owners are still struggling to get the credit they need.

These are the very taxpayers who stood by America’s banks in a crisis. And now it’s time for our banks to stand by creditworthy small businesses, and make the loans they need open their doors, grow their operations, and create new jobs. It’s time for those banks to fulfill their responsibility to help ensure a wider recovery, a more secure system, and a more broadly shared prosperity. President Obama is prepared to take every appropriate step to encourage them to meet those responsibilities. Because if it’s one thing we’ve learned, it’s that here in America, we rise and fall together.

Our economy as a whole can’t move ahead if small businesses and the middle class continue to fall behind. This country was built by dreamers. They’re the workers who took a chance on their desire to be their own boss. The part time inventors who became the full time entrepreneurs. The men and women who have helped build the American middle class, keeping alive that most American of ideals — that all things are possible for all people, and we’re limited only by the size of our dreams and our willingness to work for them.

We need to do everything we can to ensure that they can keep taking those risks, acting on those dreams, and building the enterprises that fuel our economy and make us who we are.

Working with Small Business to Drive Recovery

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Some of the biggest innovations and corporations in the world started as small businesses. For example — Hewlett-Packard started in a garage, Google began as a research project, and McDonald’s started with just one store. Over the past decade and a half, America’s small businesses have created 65 percent of all new jobs in the country. And more than half of all Americans working in the private sector are either employed by a small business or own one.

Small businesses are the engine of job growth in America. Small businesses fuel our prosperity. And that’s why they have to be at the forefront of our recovery. One problem for small businesses is that they have been the hardest hit by this current recession.

From the middle of 2007 through the end of 2008, small businesses lost 2.4 million jobs. And because banks shrunk from lending in the mist of the financial crisis, it’s been difficult for entrepreneurs to take out the loans they need to start a small business.

For those who already own an existing small business, it’s been difficult to finance inventories and make payroll, or expand if things are going well.

The Recovery Act is now focused on helping small businesses expand and create jobs. In it, you will find that the fees on SBA loans have been reduced or eliminated altogether. SBA loans are loans (lending programs) that give small businesses more money to reinvest in their own futures. SBA loans are typically guaranteed up to 90 percent by the federal government. These lending programs offered by the SBA gives local banks and credit unions the confidence they need to lend.

Within the last eight months, Recovery Act steps have made a real difference for small businesses across America. So far, the Recovery Act has supported over 33,000 loans to small businesses that have already helped save or create nearly tens of thousands of jobs — nearly $13 billion in new lending to small businesses.

More than 1.200 banks and credit unions that had stopped issuing SBA loans (lending money to small businesses) are lending again today. And more than $4.3 billion in federal contracts are now going to small businesses.

Within the Recovery Act is tax relief. Small businesses under the Recovery Act will receive over $5 billion in tax relief this year.

There is no question that the Recovery Act has given a boost to every American who works at a small business, or owns one, or aspires to … There is no question that the steps the Recovery Act has taken has improved the overall climate for small businesses across the country.

President Obama Announces New Small Business Lending Initiatives

Small Business lending Overview

• Increase the size of 504 loans to $5 million
• Increase the cap to 7(a) loans to $5 million
• Increase the size of micro loans that are focused on startups
• Boost credit through the financial stability plan

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USA Today newspaper is a national newspaper distributed in all 50 states. USA Today began in 1982 with its main focus on the U.S market. The first issue of the newspaper reported the death of Grace Kelly, the actress.

In USA Today you can find stories and articles on:

• Current News
• Money
• Sport
• Life
• Business Travel

USA Today is not print on the weekends. However, it’s sister paper “USA Weekend” is. USA Today is a daily newspaper printed in the broadsheet format. USA Today is owned by Gannett Company Inc. Its headquarters is located in McLean Virgina. Editor at USA Today are:

• David Hunke, Publisher
• John Hillkirk, Editor
• Brain Gallagher, Editoral Page Editor

USA Today (3-month subscription)

USA Today (6-month subscription)

USA Today : the Nations Newspaper – 1 Year Subscription

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Bank of America one of the largest banks in the United States has announced it will be closing branches. Bank of America is headquartered in Delaware and its CEO is Ken Lewis. Currently, Bank of America has over 6,100 branches located throughout the United States. The bank plans to close 10% of those branches — Why? Reports suggest, Bank of America is feeling the crunch from online banking services. I’m guessing companies like ING Direct is giving Bank of America a run for its money. I do know for a fact, interest rates at online banks are usually higher. And that’s a good thing if you are interested in making interest income.

No official announcement has been made as to how this will effect employees at Bank of America. However, estimating that Bank of America will be closing 610 branches, I’m sure jobs at Bank of America will be cut too. Bank of America is the largest employer in Delaware. Delaware residents will feel the pain of jobs lose if branches close in Delaware.

Bank Of America Plans to Close Branches

Facts About Bank Of America

• Bank of America is the largest employer in Delaware
• Bank of America currently has over 6,100 branches throughout the United States
• Bank of America is headquartered in Delaware
• Bank of America stock quote symbol is BAC
• Bank of America is a member of the FDIC

Keep up to date with the latest Personal Financial News.

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Are you prepare to work in the future? The workforce of today may need to change for jobs of tomorrow. The Council of Economic Adviser has performed a study on “jobs of the future“. So, what jobs of the future do you think you will have?

Top Jobs of the Future (5-10 from now):

• Health jobs will be in a higher demand
• Education jobs will be in a higher demand
• Construction jobs will be in higher demand
• Pharmaceuticals jobs will be in higher demand
• Aeronautics jobs will be in higher demand

Also see this article — Green Jobs

Jobs of the Future with Christina Romer

Questions and Answers (Q&A) on Jobs of the Future:

Professional jobs vs non-living wage jobs? There has been a long running trend towards a higher skill needs in the job market. Those with more skills earn more. Therefore, jobs of the future are likely to require more education, post-secondary or vocational training.

• How can community colleges respond to the changing job market? Integration with employers to have programs that meet the current trends of jobs.
• What are green jobs? please refer to a previous posted article — Green Jobs.
• Retraining of displace workers? Unemployment insurance also allows displace workers to receive training to help then move into another job.

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